RTP® Enrollment for Business Merchants
Why Choose RTP® for Your Business?
RTP® Enrollment for Business Merchants
Unlock Real-Time Payments for Your
Business
Real-Time Payments (RTP®) is transforming how
businesses process transactions, providing instant, 24/7 payments
with full security and automation. Enrolling in an RTP®
merchant processing account enables businesses to send and
receive funds instantly—eliminating delays and streamlining cash
flow.
At TodayPayments.com, we make RTP®
enrollment simple, secure, and hassle-free. With our online
application process, businesses can apply without fees and start
processing real-time payments instantly.
How to Enroll in an RTP® Merchant Account?
📌 Why Choose RTP® for
Your Business?
📌 What is RTP®?
RTP® is a real-time payment network
that enables businesses to settle transactions instantly, any
time of the day or night, including weekends and holidays.
📌 How Can RTP® Benefit
Business Merchants?
By enrolling in an RTP® merchant account,
businesses can eliminate payment processing delays, lower
transaction fees, and enjoy seamless payment management.
🔑 Key Features of RTP®
Merchant Processing
🔄 Alias-Based Payments
for Secure Transactions
Instead of using sensitive banking details,
businesses can use mobile numbers or email addresses as aliases
for payments, ensuring privacy and security.
💳 Multiple Merchant
Identification Numbers (MIDs)
For businesses with multiple locations or
subsidiaries, we assign unique MIDs for each alias,
making it easy to track payments and manage finances.
📊 QuickBooks® Integration
for Effortless Accounting
Link your RTP® merchant account to
QuickBooks® QBO for automatic transaction tracking and
financial reporting.
⚡ Instant Payment
Processing
With RTP®, transactions are processed
within seconds, allowing businesses to receive payments
immediately.
🔐 Multi-Bank Access with
a Single Login
At TodayPayments.com, merchants can
manage multiple RTP® accounts from different banks and credit
unions using one secure login.
📌 How to Enroll in an
RTP® Merchant Account?
✅ Step 1: Apply Online at
TodayPayments.com
Complete your RTP® merchant account
application—with zero application fees.
✅ Step 2: Register Your
Alias for Safe Transactions
Select a mobile number or email address as
your alias for secure, streamlined payments.
✅ Step 3: Connect Multiple
Bank Accounts
Manage all RTP® accounts across various
financial institutions from one portal.
✅ Step 4: Begin Accepting
Real-Time Payments
Once approved, your business can process
and receive instant payments 24/7.
💡 Benefits of RTP®
Merchant Payments
💲 No More Waiting for
Payments
With RTP®, businesses eliminate delays
caused by traditional banking systems.
🚀 Always-On Payment
Processing
RTP® operates 24/7, ensuring seamless
payments on weekends and holidays.
🔐 Secure Transactions
Using Alias-Based Processing
Reduce fraud risks and security concerns
by using mobile numbers or emails instead of banking details.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Get real-time transaction reports and
automatic reconciliation, simplifying accounting and
bookkeeping.
📌 Industries That
Benefit from RTP® Instant Payments
🛍 Retail & E-Commerce
Faster transactions, real-time order
confirmations, and improved cash flow.
🏢 B2B Payments &
Suppliers
Streamline business payments, supplier
transactions, and bulk payments.
🔄 Subscription-Based
Businesses
Enable instant recurring payments for
hassle-free subscriptions.
👨💻 Freelancers &
Service Providers
Get paid instantly for completed work,
with no waiting periods.
🚀 Enroll in RTP®
Merchant Processing Today!
At TodayPayments.com, we provide
seamless RTP® enrollment for businesses of all sizes.
✔️ Zero application fees
✔️ Instant, real-time transactions
✔️
Alias-based payments for added security
✔️
QuickBooks® integration for automated accounting
✔️ Automated bank reconciliation
📢 Apply today at
TodayPayments.com and start processing real-time payments
instantly with RTP®!
Creation Request for Payment Bank File
Enhance Your FedNow Enrollment using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
